Can I Deposit $4,000 at an ATM?

Automated Teller Machines (ATMs) are a great way to access cash quickly and conveniently. But while they are useful for withdrawing money, not all ATMs allow you to deposit funds. So, can you deposit $4,000 at an ATM? Let’s take a look at the answer.

Can I Deposit $4,000 at an ATM?

The amount of money that can be deposited into an ATM will depend on the bank’s policies. Generally speaking, most banks have a limit of around $3,000 per day for ATM deposits. This means that if you deposit more than this amount, it won’t be accepted by the machine. There is also usually a weekly limit of around $10,000 for ATM deposits as well.

What are the Alternatives?

If you need to deposit more than $3,000 in cash or checks into your account, there are other options available. For example, many banks offer mobile check deposits which allow you to take pictures of your checks with your phone and then upload them directly into your account. This can be done from anywhere and is often much faster than going to a physical branch or using an ATM.

Another option is to visit your local bank branch and make a deposit in person. Many banks offer extended hours and/or drive-through windows where you can conveniently make deposits without having to go inside the branch itself. This is often the best option for larger amounts since there is no limit on how much cash or checks you can deposit in one transaction when visiting a physical location.


In conclusion, it depends on the individual bank’s policies as to how much money can be deposited via an ATM in one day or week. Most banks have limits ranging from around $3,000 up to $10,000 per week but this varies by institution and may change without notice so it’s always best to check with your bank before attempting any large transactions such as depositing $4,000 at an ATM machine. If you need to deposit more than this amount then alternative methods such as mobile check deposits or visiting your local bank branch might be better options for you.